Home
Previous
Next
December, 2025: 27
Disclaimer - IMPORTANT - Read this first!
| Investor's Journal is a diary focused strictly on investments and personal finance issues, primarily from a contrarian and retiree point of view. Follow along with an average guy's failures and successes as he learns, by trial and error, the fine art of value investing. |
12/27/25- My wife's and my total liquid assets (TLA) now stand at $2,477,702, up $37,529 or 1.54% from their level noted on 11/29/25. They are up $218,868 or 9.69% since 12/31/24. While I might wish for a higher rate of increase from one year to the next, this percentage reflects my desire as well, in an overheated market, to keep a significant part of our total holdings in relatively safe money market funds or in less volatile, but also likely lower performing, exchange traded funds or common stocks.
Our nest egg of all holdings (including real estate) is presently worth $3,037,699, a gain of $219,112 or 7.77% since the end of last year.
Besides our home, our largest holdings are in BRK/B (roughly 13% of TLA) plus approximately 4% each in FRFHF, FTEC, GLRE, L, MKL, MSFT, SCHD, VBR, VXUS, and WTM. A significant allocation is as well in assets that should cushion the fall if and when there is a major downturn or crash in the stock market. As stock dividends are accrued, these will also be applied to money market or bond funds, at least until after there has been a substantial drop in overall equity prices.
Disclaimer and Disclosure Statement
Neither I nor Investor's Journal will be responsible for losses by anyone who obtained ideas from this site.
This diary is intended for personal interest and general information only. You are advised to do your own research (as well as to consult highly compensated professionals) before spending money on anything.
I know of no reason anyone should take my financial musings seriously. At best I am a dedicated amateur providing a bit of investment-related insight and entertainment, at worst an amusing diversion.
My wife, Fran, and I may at times own shares of some of the assets mentioned here. But neither of us receive any benefit from reference to them, unless you count the mutual misery when we get it wrong, or the opportunity to gloat when we get it right.